London Market

Established over 320 years ago, the London insurance market is a unique marketplace situated in the Square Mile. Distinct from the rest of the UK insurance sector, the market delivers complex, multi-party policies handled mostly via face-to-face trading with a strong wholesale broker channel.
Comprising of high-end commercial insurance and reinsurance businesses working alongside Lloyd’s of London syndicates, the London market provides specialist insurance for the majority of the world’s largest companies in over 200 countries. 
With much of its business written internationally, the London market is renowned for handling unusual risk in diverse industry categories such as aviation, marine, and casualty.
Xuber understands the challenges facing the London market such as digitalisation, automation, big data, analytics, distribution, regulatory requirements and e-initiatives including Solvency II and ePlacing.
Xuber’s highly configurable and integrated insurance software platform enables London to address these challenges and handle specialty risk, multiple currencies and third parties across numerous lines of domestic and global insurance.
Carriers like XL, AXA, Allianz and RSA trust Xuber to help it stand today as the place where the world wants to do business.



Bermuda Market

With more than a third of the world’s top 50 reinsurers based in or having a major operation in Bermuda, the country’s financial strength has grown immensely over the last 25 years, due in no small part to waves of capital investment that followed catastrophes such as Hurricane Andrew.
In a sound regulatory and low-tax environment, Bermuda attracts a large number of global, and independent, insurance and reinsurance brokers to satisfy their customers with very significant levels of capacity.
Xuber has extensive experience in supporting customers in Bermuda, including ACE Tempest Re, Allied World, Goldman Sachs and Tokio Millennium Re, providing (re)insurance software platforms that handle the complexities of corporate risk management in an off-shore market with ease.

U.S. Market

With its origins dating back almost two hundred and fifty years, the insurance industry in the U.S. is now worth approximately $1.3 trillion with Property and Casualty (P&C) insurance accounting for just over half of this figure.
The increased risk of terrorism and catastrophes over recent decades continues to affect U.S. commercial insurance, an industry which is regulated by individual states. Policies covering cyber liability, energy risks, healthcare liability, professional insurance and D&O are also gaining ground.
Xuber understands that the wide variation in geography and industry across the U.S. requires seamless, end-to-end insurance software, and carriers such as Everest Re, XL, Navigators, Endurance, Liberty Mutual and Towers Watson trust Xuber to deliver solutions that satisfy these demands.

APAC Market

With combined population of 3.2 billion, GDP in excess of US$ 24 trillion and non-life insurance premiums in excess of US$ 301bn, APAC holds a significant presence in the world’s insurance market.

Emerging markets in APAC – particularly India, China and Malaysia etc - demonstrate the most potential for insurance growth, due to higher awareness of risk avoidance, an increase in per-capita income and sustained economic growth.

With a strong local presence in APAC countries, including Australia, Singapore, Malaysia and India, Xuber is fully equipped to support the local and global needs of insurance businesses in this region. (Re)insurers that trust Xuber’s insurance software platform to support their operations include Labuan Re, AON, Thai Re and Thai Insurer.


Health Market

Health insurance markets around the globe are going through, and will continue to go through fundamental changes. Public sector spending on healthcare is crippled by unsustainable demand, with the multiple challenges of increasing medical inflation and government cut-backs.

There is an opportunity to bring new innovative products to market, taking advantage of these emerging gaps built around core state provision. In addition, the rise of new health economies built to support the emerging middle class populations provide great opportunities for insurers, but few are able to enter such markets in an agile and cost effective way because of limiting technology and infrastructure. In order to successfully grow, insurers need to understand and apply the great advances health insurance software solutions have to offer.